Samsung mobile phone- error

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Registration date
Tuesday July 16, 2013
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Last seen
July 16, 2013
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My phone wont let me get into any of the apps i have and i cannot text or call unless the other person calls or texts me first. When I try to get into any of my apps a pop up comes up and says----"Sorry! The application TwLauncher (process com.sec.android.app.twlauncher) has stopped unexpectedly. Please try again.
This started happening when I downloaded and app called Ibotta about a week ago.