Sims 3 cheat codes

Hello,
I thought I posted this yesterday but I can't find my post.
Anyway, after transferring my Sims 3 game, acutally I installed it on a new computer with the disc. I followed the instructions in the case regarding downloading EA from the old computer before installing the game on the new computer. I had built an 800,000 house and didn't want to lose it. Well, sure enough it wasn't on the new computer. I finally figured out that I needed to go to documents,EA,the sims 3, saves and found my house. I then downloaded and put on my new computer. All is well. Ah, no, only some of the cheats work, and of course the one I want, family funds, is not recognized. I tried the help and it lists what cheats are there and family funds isn't. Does anyone know where the cheats are (file, encoding, whatever). In the meantime I had to go to my new computer and delete the save I had, go back to the old computer, do the cheat, download and put in the saves. That works, but I sure don't want to have to go thru that everytime I need a cheat. Please help-this is frustrating. Also is there a way to play the game without the disc and without a crack??
Thanks