Actually This Problem Nothing But One Electric Power Effect .....
When You Attach Any USB Drive To Your PC Or Laptop If Your Pan-drive is Made Of Metal or Some Defect It Join To Power And It Will Shut Down You PC.
So Don't go for System change it's a fault of your Pan-drive.
If You Want To Try Just Take Any Key Of Bike Or Scooter And Put it in USB Port it will Shut Down Your PC.
It is join two power line and Made shot circuit .... :-)
My English is Week But i have Tried My Best To Give Solution.